Insurance Coverage
Customized To Meet Your Needs

Find the best coverage at the best price with customized options for home, auto, health, and business insurance. We shop over 40 top carriers, all competing to offer you the right protection and the best price all from our trusted local team.

Serving Minnesota

Proudly supporting Minnesotans with tailored insurance solutions to meet your unique needs. With locations in Baxter, Grand Rapids, Clearwater, and Bloomington, we’re your local insurance partner across Minnesota.

Personalized Service, Tailored Just for You

We’re more than an insurance provider—we’re a dedicated partner. Our local experts work closely with you to understand your unique needs and ensure you get the right coverage,  at the best price, every time.

WHY CHOOSE NATIONAL INSURANCE BROKERS?

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MORE OPTIONS. BETTER SOLUTIONS

Many individuals and businesses are over-insured, under-insured or are simply paying too much for their current coverage. Are you? If you’re at all concerned, please come talk to us. At National Insurance Brokers, we’re not here to sell you insurance; we’re here to make you smarter about buying it.

Represent YOUR interests. Not the insurance Companies

National insurance brokers work for you, not the insurance company, and can help you find the best policy for your needs.

You’re respected and cared for.

Our team is committed to your insurance success. Our agents, no matter what branch talk with, will treat you like the human being you are, providing caring and reliable insurance solutions.

Compare prices and coverage

We shop 300+ insurance products from over 40 carriers to make sure you actually have the best price and coverage.

You're educated on what you actually need.

We’ll educate you on what your insurance needs actually are, and how to find the right coverage for them. While this may not always be the least expensive, it is the most comprehensive.
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Here for all your insurance needs

From protecting your home and car to securing your health and business, we offer a full range of coverage options to keep you and what matters most safe. Explore our solutions designed to meet all your insurance needs in one place.

Auto Insurance

Drive with confidence knowing you’re protected. Our auto insurance plans are customizable to fit your vehicle, driving habits, and budget, ensuring the right coverage for every journey.

Home Insurance

Your home is one of your most valuable assets. Protect it, along with your belongings, against unexpected events with coverage options designed to give you lasting peace of mind.

Life Insurance

Provide financial security for your loved ones with flexible life insurance policies that give you peace of mind, knowing their future is protected.

Health Insurance

Prioritize your health with coverage that meets your unique needs. We offer a range of health insurance plans tailored for individuals and families at every stage of life.

Recreational Insurance

Enjoy your adventures worry-free with coverage for boats, RVs, and other recreational vehicles. Our insurance keeps you protected so you can make the most of your downtime.

Business Insurance

Your business deserves protection against potential risks. Our comprehensive policies are tailored to cover what matters most, so you can focus on growth with confidence.

What Our Clients Are Saying

Our clients are at the heart of everything we do. Hear from those who have experienced the National Insurance Brokers difference and discovered peace of mind through our commitment to quality service and coverage.
Working with National Insurance Brokers has been a great and seamless experience. Hayden has been awesome at answering all questions and making sure we feel not only comfortable, but confident in our insurance coverage. Would recommend!
Ashley
Google Review
Tom has made himself always available And I very much appreciate that! It’s nice to know that I can always get in touch with him if anything should come up! He’s a good man and I would recommend him always!
Robert
Google Review
These guys did great with all my insurance needs. From personal to business, handled everything quickly with great communication. Great experience!
Allon
Google Review

Insurance Insights Blog Posts

Discover expert advice, tips, and the latest updates in insurance to help you make informed decisions. Our blog is your resource for staying protected and prepared.
A small toy car rests on printed financial documents alongside a calculator. Nearby, a fan of U.S. bills is spread out, hinting at budget planning and car expenses. Glasses lie in the corner, emphasizing the importance of coverage considerations in managing a lower insurance bill.

How to Lower Your Car Insurance Bill Without Losing Coverage

Sick of High Car Insurance Rates? Here’s How to Cut CostsCar insurance is a must, but that doesn’t mean you should be overpaying for it. If your premium feels too high, you’re not alone—and the good news is that there are plenty of ways to lower your bill without sacrificing coverage. Whether you’re shopping for […]

A hand holds a set of keys in the foreground, while two women stand in the background looking at documents. In this office setting, where shelves and books are visible, discussing must-have renters insurance could be their current need.

Why Renters Insurance Is a Must-Have (Even If You Think You Don’t Need It)

Think You Don’t Need Renters Insurance? Think Again.If you rent your home or apartment, you might assume your landlord’s insurance has you covered. Unfortunately, that’s not the case. Your landlord’s policy protects the building itself, but it doesn’t cover any of your personal belongings inside. That means if there’s a fire, a break-in, or a […]

A person in a suit holds a paper cutout of a family under an umbrella, symbolizing umbrella insurance. The cutout depicts a man, woman, and two children holding hands, embodying the smartest coverage needed for protection and safety.

Why Umbrella Insurance Might Be the Smartest Coverage You Didn’t Know You Needed

What Is Umbrella Insurance and Why Should You Care?Most people assume their home or auto insurance will cover them in any situation. But what if a serious accident or lawsuit maxes out your coverage limits? That’s where umbrella insurance comes in. Think of umbrella insurance as a financial safety net—it adds an extra layer of […]

A sticky note on a desk reads

Gap Insurance: What It Is—and Whether You Actually Need It

Is Gap Insurance Worth It? Here’s What You Need to KnowYou just bought a new car, signed the paperwork, and drove it off the lot. Everything feels great—until you realize your shiny new ride has already lost value the moment you hit the road. Now, imagine if your car got totaled tomorrow. Your auto insurance […]

A person in a blue shirt is holding a pink piggy bank and a blue umbrella over stacked coins, with a small house model on the right. The scene suggests how affects insurance by emphasizing financial savings and protection.

What Really Affects Your Insurance Premium? Let’s Break It Down

Ever Wonder Why Your Insurance Costs What It Does?You’re not alone. Whether it’s your car, home, or life insurance policy, you’ve probably looked at your premium and thought, “How did they come up with that number?” It might seem like a mystery, but insurance companies use a specific set of factors to decide how much […]

Seated at a desk, a person reviews insurance policies with a pen in hand. Nearby are a laptop, eyeglasses, a plant, and a cup of colorful pens. Sunlight filters in, creating a bright and organized workspace perfect for considering how often to assess these important documents.

How Often Should You Really Review Your Insurance Policies?

When’s the Last Time You Reviewed Your Insurance?Be honest—has it been a while? You’re not alone. A lot of people set up their insurance policies, then forget about them unless something goes wrong. But the truth is, your life changes, and your insurance should keep up. Whether you’ve moved, bought a car, had a baby, […]

Hands gently cupping a small red toy car on a table, evoking a sense of protection—much like choosing the right auto insurance. The simple, stylized car with black wheels rests securely as the person in a white shirt ensures no overpaying for peace of mind.

How to Choose the Right Auto Insurance Without Overpaying

Car insurance is one of those things you know you need, but figuring out exactly how much coverage to get? That’s where it gets tricky. You don’t want to be underinsured and left paying out of pocket after an accident, but you also don’t want to waste money on coverage you don’t actually need. So, […]

A person in a suit sits at a desk, holding a pen in one hand and a small model of a house with a red roof in the other. Papers are laid out on the desk, suggesting a real estate or contractual setting.

The Most Common Home Insurance Claims (And How to Avoid Them)

Your home is likely one of the biggest investments you’ll ever make, which is why having homeowners insurance is so important. It protects you from unexpected disasters, but let’s be honest—filing a claim is never fun. Not only can it be a hassle, but it might also lead to higher premiums down the road. The […]

A small toy car rests on printed financial documents alongside a calculator. Nearby, a fan of U.S. bills is spread out, hinting at budget planning and car expenses. Glasses lie in the corner, emphasizing the importance of coverage considerations in managing a lower insurance bill.

How to Lower Your Car Insurance Bill Without Losing Coverage

Sick of High Car Insurance Rates? Here’s How to Cut CostsCar insurance is a must, but that doesn’t mean you should be overpaying for it. If your premium feels too high, you’re not alone—and the good news is that there are plenty of ways to lower your bill without sacrificing coverage. Whether you’re shopping for […]

A hand holds a set of keys in the foreground, while two women stand in the background looking at documents. In this office setting, where shelves and books are visible, discussing must-have renters insurance could be their current need.

Why Renters Insurance Is a Must-Have (Even If You Think You Don’t Need It)

Think You Don’t Need Renters Insurance? Think Again.If you rent your home or apartment, you might assume your landlord’s insurance has you covered. Unfortunately, that’s not the case. Your landlord’s policy protects the building itself, but it doesn’t cover any of your personal belongings inside. That means if there’s a fire, a break-in, or a […]

A person in a suit holds a paper cutout of a family under an umbrella, symbolizing umbrella insurance. The cutout depicts a man, woman, and two children holding hands, embodying the smartest coverage needed for protection and safety.

Why Umbrella Insurance Might Be the Smartest Coverage You Didn’t Know You Needed

What Is Umbrella Insurance and Why Should You Care?Most people assume their home or auto insurance will cover them in any situation. But what if a serious accident or lawsuit maxes out your coverage limits? That’s where umbrella insurance comes in. Think of umbrella insurance as a financial safety net—it adds an extra layer of […]

A sticky note on a desk reads

Gap Insurance: What It Is—and Whether You Actually Need It

Is Gap Insurance Worth It? Here’s What You Need to KnowYou just bought a new car, signed the paperwork, and drove it off the lot. Everything feels great—until you realize your shiny new ride has already lost value the moment you hit the road. Now, imagine if your car got totaled tomorrow. Your auto insurance […]

A person in a blue shirt is holding a pink piggy bank and a blue umbrella over stacked coins, with a small house model on the right. The scene suggests how affects insurance by emphasizing financial savings and protection.

What Really Affects Your Insurance Premium? Let’s Break It Down

Ever Wonder Why Your Insurance Costs What It Does?You’re not alone. Whether it’s your car, home, or life insurance policy, you’ve probably looked at your premium and thought, “How did they come up with that number?” It might seem like a mystery, but insurance companies use a specific set of factors to decide how much […]

Seated at a desk, a person reviews insurance policies with a pen in hand. Nearby are a laptop, eyeglasses, a plant, and a cup of colorful pens. Sunlight filters in, creating a bright and organized workspace perfect for considering how often to assess these important documents.

How Often Should You Really Review Your Insurance Policies?

When’s the Last Time You Reviewed Your Insurance?Be honest—has it been a while? You’re not alone. A lot of people set up their insurance policies, then forget about them unless something goes wrong. But the truth is, your life changes, and your insurance should keep up. Whether you’ve moved, bought a car, had a baby, […]

Consult An Expert For Your Insurance Today.

Get personalized guidance and find the right coverage to protect what matters most.

Not All Insurance Companies And Solutions Are The Same.

At National Insurance Brokers, we strive to help you live life confidently, backed by insurance solutions you can truly rely on. Unfortunately, not all companies in our industry offer the same commitment to quality and customer care. We believe in going beyond basic coverage options to provide personalized support, ensuring you feel secure every step of the way. Our team is dedicated to delivering an experience that stands out, with a focus on your needs and outcomes. When you choose us, you’re choosing a partner who values your trust and is committed to setting a higher standard in the insurance industry.

About

We are a full-service independent insurance agency proudly representing over 40 top insurance companies. From personal to business insurance, we offer tailored solutions designed to meet your unique needs. Our dedicated team works on your behalf to find the best coverage and rates, ensuring that every aspect of your insurance is handled with care and expertise

Contact

  • t.hice@mynationalbroker.com
  • 218-203-5540
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